We service your loans. You keep lending.

Lendify takes over interest, payments, statements, and payoff quotes for your entire loan book, so you can spend your time on the next deal.

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See how Lendify
would service your book.

5.0 from 87 lenders

Your loan book

5 loans · $2.34M outstanding

Borrower Balance Status
Harbor Point LLC $412,500 Current
R. Delgado $186,000 Current
Northgate Holdings $975,000 Payoff requested
K. Osei $228,400 Late
Summit Ridge Co $540,000 Current

Trusted by lenders

[Customer logo]
[Customer logo]
[Customer logo]
[Customer logo]
[Customer logo]

Servicing your own loans is costing you deals

Every hour spent reconciling balances is an hour not spent sourcing the next loan.

Spreadsheet sprawl

One workbook per loan, formulas nobody remembers writing, and a balance that is only as right as the last person who touched it.

Back-office headcount

Salary, training, and one person who knows where everything is, just to keep a growing loan book current.

Math by hand

Per-diem interest, partial payments, late fees, and payoff figures rebuilt from scratch — with real money riding on every cell.

Hand off servicing

Everything loan servicing needs, handled for you

A full servicing back office, without hiring one.

Automatic interest accrual

Daily interest calculated against each loan's own terms.

Payoff quotes in seconds

Accurate, good-through-dated payoffs on demand.

Payment tracking

Every payment recorded, and every balance kept current.

Loan ledger

A clean, line-by-line history for every loan you hold.

Statements & tax reports

Borrower statements and tax reports, ready when you need them.

Your lender portal

You and your team see the same live numbers any time you log in.

Payoff quotes

Payoff quotes, ready when you need them

Ask for a good-through date and Lendify provides the total: principal, accrued interest, and fees. No calculator and no second-guessing.

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Payoff quote · 1420 Elm St

Good through Nov 15, 2026

Principal balance $412,500.00
Accrued interest (46 days) $5,978.65
Late fees $0.00
Payoff processing fee $250.00

Total payoff $418,728.65

Ledger · 88 Cypress Ave

12.0% interest-only · 30/360

Date Entry Amount
Oct 1 Payment received −$1,860.00
Oct 1 Interest accrued $1,860.00
Sep 1 Payment received −$1,860.00
Sep 1 Interest accrued $1,860.00

Interest & payments

Balances that keep themselves current

Interest accrues on each loan's own terms, and every payment lands in a clean ledger. Your numbers are right whenever you log in.

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Built for every kind of private lender

Whether you hold three notes or three hundred.

Lending businesses

Keep a growing loan book current without adding back-office headcount.

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Private lenders

Accurate statements and payoffs from day one, without the back-office work.

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Mortgage funds

Give fund managers and investors a single, trustworthy view of every loan in the portfolio.

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Brokers & originators

Hand off servicing after closing and keep your focus on originating.

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A servicing team for your loan book — without the payroll

Lendify Spreadsheets In-house team
Who does the work We do You do Your staff
Interest and late fees Calculated for you Formulas you maintain Maintained by staff
Payoff quotes Seconds Built by hand Built by hand
Visibility Live lender portal Scattered across files Depends on your setup

Lenders who handed off servicing

"[Customer quote about time saved servicing loans]"

[Customer name]

[Title, Company]

"[Customer quote about payoff quote accuracy]"

[Customer name]

[Title, Company]

"[Customer quote about leaving spreadsheets or an outsourced servicer]"

[Customer name]

[Title, Company]

Your loan data, locked down

Encrypted

In transit and at rest

Access controls

Role-based permissions

Audit log

Every change recorded

Exportable

Your data, any time

Lendify

Your next loan deserves better than a spreadsheet.

See how Lendify would service your loan book.

Book a demo